Selling a car can feel like a hassle, especially when you have outstanding finance on it. The thought of paying off that finance before you even think about selling can make the entire process seem daunting. But here’s the good news: it doesn’t have to be that way.
At Victorian Car Buyers, we specialise in helping car owners in Melbourne and across Victoria who are looking to sell their cars, even when there’s finance still owing on them. We’ll take care of your finance contract and, in many cases, give you extra money on top. Yes, you heard that right – you could walk away from the deal with more cash than you expected.
In this blog post, we will explain exactly how this process works, how you can benefit from it, and why you don’t need to worry about paying off your car loan before selling your vehicle. Let’s get into it!
What Happens When You Have Finance Owing on Your Car?
Before we get into the “how” of the process, let’s first address the “why.” Why do you need to consider selling your car when you still owe money on it?
Life can be unpredictable, and sometimes circumstances change. You might find yourself in a situation where you need to sell your car quickly, maybe to reduce your financial burden or because you need to buy a new car. But when you’re still paying off a car loan, selling it might seem like a challenge.
Here’s where we step in. At Victorian Car Buyers, we make it easy for you to sell your car, even if you still owe money on it. Here’s how we do it:
How Victorian Car Buyers Handles Your Car Sale with Finance Owing
So, you’re wondering how it all works. You don’t want the stress of paying off the balance yourself, but you also want to sell your car and move forward. Here’s a simple step-by-step breakdown of how we handle the process:
- Get in Touch with Us
The first step is simple: get in touch with Victorian Car Buyers. We’ll ask for some basic information about your car, such as its make, model, year, and the current finance balance. This will help us understand your situation and assess the value of your car. - Car Valuation
Once we have the details, we’ll offer a quick valuation of your car. Based on its condition, model, and market demand, we will determine how much your car is worth. If your car’s market value is higher than the remaining finance balance, you could receive extra cash on top of paying off the loan! - Pay Off Your Finance
Once we’ve agreed on a price, we’ll handle the process of paying off your finance directly with your lender. You don’t have to worry about dealing with your bank or financial institution – we take care of that for you. - Receive Extra Cash
Here’s where the magic happens. If your car’s value is higher than the amount you owe, we’ll give you the remaining cash. Imagine walking away from the deal with more money in your pocket than you expected – that’s exactly what we aim to offer! - Seamless Paperwork
We take care of all the paperwork involved. From settling the finance to transferring ownership, you don’t have to lift a finger. It’s that simple. - Free Car Removal
And don’t worry about how you’re going to get your car to us. We offer free old car removal across Melbourne and Victoria. Just let us know when and where, and we’ll pick up the car at no cost to you.
Why You Should Choose Victorian Car Buyers
Now that you understand the process, you might be wondering, “Why should I choose Victorian Car Buyers?” Let’s take a look at the benefits:
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No Need to Pay Off Your Loan Before Selling
One of the biggest hurdles in selling a car with finance owing is the thought of having to pay off the loan first. With us, you don’t have to worry about that. We’ll settle the finance directly with your lender, saving you the trouble of paying off the loan before you can sell.
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Get Extra Cash If Your Car’s Value is Higher Than the Loan Balance
That’s right – in some cases, we can give you cash on top of paying off your car loan. If your car’s market value exceeds the balance of your finance, we’ll give you that extra money. It’s a win-win situation!
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Hassle-Free Process
Selling a car with outstanding finance can be stressful, but we make it as easy as possible. You don’t need to handle paperwork, deal with lenders, or coordinate the car removal – we handle everything for you, from start to finish.
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Free Car Removal Across Melbourne and Victoria
Not only do we make the sale easy for you, but we also provide free old car removal services. Whether you’re in Melbourne or any part of Victoria, we will pick up your car for free. No towing fees, no hidden costs – just a smooth, hassle-free experience.
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Fast and Efficient Sale
We know that time is of the essence, especially if you’re looking to sell your car quickly. Our process is fast, efficient, and designed to get you the best value for your car as soon as possible. Once we agree on the price, we’ll take care of everything right away.
What Makes Victorian Car Buyers Different?
When you’re looking for a cash for cars service, you have plenty of options. But here’s why Victorian Car Buyers stands out from the rest:
- Expertise: We have years of experience in the industry, and we know the ins and outs of selling cars with outstanding finance.
- Honesty and Transparency: We offer fair prices based on your car’s true value, and we’re always upfront about the process. No hidden fees or surprises.
- Customer-Centered Approach: Our goal is to make the selling process as easy and rewarding as possible for you. We put your needs first and ensure you’re happy with the entire transaction.
- Free Services: From car valuations to removal services, we provide everything you need for free. You don’t have to worry about paying for any of the steps involved.
Frequently Asked Questions
Q: Can I sell my car if I still owe money on it?
Yes! At Victorian Car Buyers, we can help you sell your car even if you have finance owing. We’ll pay off the loan and, in some cases, give you extra money if your car’s value exceeds the loan balance.
Q: How do I know how much I’ll get for my car?
We provide free valuations based on your car’s make, model, year, and condition. The better the condition, the more you’ll get for your car!
Q: What if my car’s value is lower than the loan balance?
If your car’s value is less than the remaining finance, we’ll work with you to find a solution. We’ll explain the process and help you understand your options.
Q: Do I need to handle the paperwork?
No! We take care of all the paperwork for you, from settling the finance to transferring ownership.
Conclusion: Sell Your Car with Confidence and Ease
If you have finance owing on your car, selling it doesn’t have to be a stressful process. With Victorian Car Buyers, we’ll help you pay off your finance contract and, in some cases, give you extra cash. We make the process smooth, efficient, and hassle-free, offering free car removal across Melbourne and Victoria.
If you’re ready to sell your car for cash, get in touch with us today. Let us take care of the hard work so you can walk away with cash in hand and peace of mind.